Sometimes even credit companies like Aeon outsource the 2nd part to a 3rd party. These symptoms tend to last for a few days. 2 (June 2018) A loan shark is a person who offers loans at extremely high interest rates, has strict terms of collection upon failure, and generally operates outside the law. Sure. With a growing number of countries now pushing for debt relief, the key issue is now who bears the burden of the. However, there is an illegal and dangerous side to lending known as “vig loan sharks. How much will you owe after 2 years? B. Most bank loans charge between 3% to 10%. A bigger problem is that most of the Fed lending programs it tapped were in the form of a 60-day loan that must be repaid with 4. Two points would be two percent of the loan amount, or $2,000. This is likely the result of earlier diagnosis and better treatments leading to longer lifespans. ” A “reasonable" vig would be three points. In the world of lending, there are legitimate institutions that offer loans to those in need. They quarrelled amongst themselves almost as much as they antagonised outsiders and the common citizens of Windfall. Hemolysis from ABO incompatibility is one of the most common cause of isoimmune hemolytic disease during neonatal period. In this case, that’s 1- (1/108) x 100 = 0. As a result, people with ITP develop low platelet counts. May 25, 2020 VDOM DHTML tml>. g. Ideally, the full prescribing dose, e. If charged, loan sharks can face a $5,000 fine, a one-year prison term, or both. In the world of lending, there exists a clandestine and dangerous underbelly that preys on vulnerable individuals in dire need of quick cash. Ten people allegedly connected to the Lucchese crime family, seven of them from Westchester County, are accused of running a lucrative loan-sharking and gambling operation. Long before this, the figurative use of shark to describe a predatory person or predatory behaviour, was and still is Standard English, and dates from 1600s. Hesh is a loan shark and an advisor to Tony (the same role he performed for. This can be given in the hospital or at the outpatient infusion center. Each antibody made by your body is slightly different because it fits like a lock and key to every foreign substance (such as a piece of. Vigintillion. English bookies prefer to cut the word down to VIG, while Americans use the verbal terms “juice,” “cut,” or “take. Reporting loan sharks makes a difference – to you, your friends and your community. If I take a 50k loan at 2 points the vig is $1000 a week. If you have been affected by illegal money lending or have information about loan sharks operating in your area, call the Stop Loan Sharks 24/7 Helpline on 0300 555 2222. The order must contain: Type of IVIg product and percentage concentration (e. Each point is 5%, so in this case Nicky is asking for a 15% return in addition to the owing principle. A Vancouver casino worker is alleging loan. Vigintillion. It was and is the greatest racket ever , on $ 3,000 you make $ 4,680 in interest every. What does the slang term vig mean? Vig definition (slang) A charge taken on bets, as by a bookie or gambling establishment. M ichelle, 48, a single mother of three, was stressed, vulnerable and broke. managing IT, considering loan files, approving loans, (Berg, 2009. It may also accompany other actions, such as harassment, violence, vandalism, etc. The film stars John Travolta, Gene Hackman, Rene Russo, Delroy Lindo, James Gandolfini, Dennis Farina, and Danny DeVito. The Principles provide a very helpful framework for this collaborative work. What does vig mean in jewelry? Yes, STG is the abbreviation of STERLING and indeed could be made in Australia, New Zealand or South African. If you pay half of your loan, the weekly payment doesn't change. Not only does vig have a bit of a negative connotation to it, as a result of being associated with the mob and loan sharks, but it’s also not a commonly used or understood term. (i. IVIg may also be prescribed to bring a person to optimal strength prior to surgery. In this case, the vig is the fee. uk. He said the committee would lead efforts to address multiple potentially dubious conduct of some money lenders, also known as loan sharks. However, about 25% of patients need artificial ventilation and 20% are still unable to walk unaided after 6 months. The Loan Shark Prevention Act is an amendment to the Truth in Lending Act (TILA), a 1968 law that requires lenders to disclose the terms of a loan to borrowers. ) (a) How much will you owe after 2 years? (Use 52 weeks per year. If the customer fails to pay the vig that week, the Soldier still has to dip into his own pocket to pay the $100 he owes his skipper. 5%. MG affects about 20 per 100,000 people worldwide. Lending money without a licence is illegal. 15E. If you’re a sailor, watch out for land-sharks those who subsist “by cheating or robbing sailors on shore. Young kid dosen't get it when its read from the book. Your lender might say you can get a lower rate by paying points, and you need to decide whether the cost is worth it. Read More → What Does Vig Mean? The slang term vig is a shortened version of the term “vigorish,” which refers to the fee paid to a bookie in sports betting or the interest paid on a loan obtained from an individual rather than a bank. Will Fig Loans show up on my credit report? Yes, in order for Fig to report your payments,. This yields a vig of 7. One example of a loan shark at work is an incident where a house helper borrowed S$1,000 from an illegal money lender after seeing their advertisement online. TheseA: That is the juice (or vig) you’ll be paying as a commission to the sportsbook for any winning wager. Intravenous immune globulin ("IVIG") is a product made up of human antibodies that can be given intravenously (through a vein). Credit Jargon Today, the phrase Vig Loan or Vig are jargons used in the credit industry to refer to the lender’s profit on a loan. For example, if a game is listed at -110, it means that you need to bet $110 to win $100. It is used to treat immune deficiency and many other conditions on-label and off-label. This 'Juice' or. The maximum interest rate is called the usury interest rate — and loan sharks, by definition. Loan sharks often do not maintain a proper record of borrowers’ repayment transactions. Well, except the vig is what you pay back every week. The model is for the loan shark, which is the soldier's primary job, to issue a loan, for say 10k. A young, reformed gambler must return to playing high stakes poker to help a friend pay off loan sharks, while balancing his relationship with his girlfriend and his commitments to law school. IVIg consists of antibodies to external antigens and naturally occurring autoantibodies (NAbs) with germline or close to germline configurations. I know I qualify for up to a million plus in loans and my repayment would not be 25% interest. ) (a) How much will you owe after 3 years? (Use 52 weeks per year. Though it varies by state, there are laws limiting how much interest a lender can charge on various types of loans. What to do if you owe money to a loan shark. You pay one of two things, the weeks vig or the principle in full. Also sometimes used with fees charged by bookies in illegal gambling. Do you pay vig on a push? The profit on balanced action comes from the vig, or juice, that is charged on sports betsIVIG is short for intravenous immune globulin, a life-saving therapy treatment used to aid those with a weakened immune system and other diseases. Vigorish is Yiddish slang and comes from the Russian vyigrysh, “winnings. Human intravenous immunoglobulin (IVIg) is constituted by pooled immunoglobulin (IgG) from several thousand healthy donors. On the other hand, payday lenders usually opt for the ethical way by complaining against the defaulters in the credit bureaus. You may have heard the sports betting term “layoff”. Recently, several clinical applications have been proposed for managing conditions in the neonatal population, such as. If you’re not happy with the response from the company or you can’t reach them, you can take your complaint to the Financial Ombudsman Service you can call them on 0800 023 4567 . Katie Miller. , Oklahoma City, George R. But the vig price they demand is downright criminal. Main Menu. The loan principal is the amount of money you borrow from a lender. A. 2 to 0. The film stars John Travolta, Gene Hackman, Rene Russo, Delroy Lindo, James Gandolfini, Dennis Farina, and Danny DeVito. 1)the interest payment on a loan paid back to the creditor by a certain percent. In some cases, interest and fees can equal the amount you borrow. Times reporter Victoria Kim on the underground world of South Korea's loan sharks. For a person weighing less than 120 kg (about 264 lb), each dose of Vyvgart is 10 mg/kg. There are 52 weeks in a year, so 26 “biweekly” time periods. K. They provided low quality evidence. gov. شحن مجاني لجميع الطلبات بقيمة 150 دولارًا. For example, if you weigh 80 kg (about 176 lb), you’ll receive 800 mg of the drug per infusion. Beijing needs the vig, and the countries it bet on can’t come up with the goods. This can be a fixed rate or a variable rate, depending on the terms of the loan. It can also refer to the interest owed by a loan shark in exchange for credit in American English. 63 - $100 Vig ≈ $2,585. 45% + 58. Antibodies are proteins your body makes to help you fight certain infections. A loan shark offers easy credit to borrowers at unreasonably high interest rates. ”. Recent data suggest IVIG might be more effective in a subgroup of women with an aberrant immunological profile. TheAngryJerk • 2 yr. The authors studied roughly 100,000 loans made to some 1,000 borrowers by unlicensed lenders in Singapore. It is your responsibility to play only those games where the vig is not prohibitive. If you pay half of your loan, the weekly payment doesn't change. They are part of National Trading Standards. - Zips: A derogatory Mafia term American Mafiosi's use for the Sicilian Mafiosi. A Vancouver casino worker claims his bosses know about alleged loan sharks but appear to do little about them, reports the CBC's Eric Rankin. Individual salaries will vary depending on the job, department, and location, as well as the employee’s level of education, certifications, and additional skills. SoFi: Best for loans of up to $100,000. The effect was probably not large enough to be noticeable but the results do not rule out the possibility. Personal finance: Interest A loan shark lends you $100 at 2% compound interest per week (this is a weekly, not an annual rate). In this comprehensive article, we will delve into the. 05). For example, if you were to obtain a Merchant Cash Advance (MCA) of $40,000, you may be presented with a payment breakdown of $16,000 in interest and fees (aka a factor rate of 1. A loan that allows homeowners to borrow against the equity they have built up in their home. They do so in order to make charging the 5% commish as easy a task for the dealers as they can make it. the interest rate is capped at $21/$100. ”. You don’t know much about loans. 1. For patients who receive multiple IVIg treatments per year, it represents a critical boost of. The β. What Is Vig Work? The term “vig” is short for “variable interest gambles”. What does vig mean in jewelry? Yes, STG is the abbreviation of STERLING and indeed could be made in Australia, New Zealand or South African. From "vigorish". Three studies in children suggested that IVIg speeds up recovery compared with supportive care. They typically allow up to 30x your salary if you have a good credit rating. These other treatments might not be appropriate for all patients and like IVIg they all have potential benefits and potential risks. NOUN: Slang 1a. Get Shorty is a 1995 American gangster comedy film directed by Barry Sonnenfeld and written by Scott Frank, based on Elmore Leonard's novel of the same name. The rate quoted is how much of the principal you pay in interest, assuming you stick to a payment schedule. It's a $5 account access fee. Won't increase either if your balance goes above the initial amount borrowed, however. Such lenders usually trap destitute borrowers who are desperate for immediate cash. Cross and Kennedy (2011, p73) assert that ‘VIG. Conversely, a vig of +110 means a $100 wager will result in winnings of $110. vig·o·rish. There are many different brands of IVIg, and they are generally considered safe for most patients. In 2022, the Intravenous Immunoglobulin Market Size accounted for USD 13. 1 As with many MG treatments, evidence-based support of its efficacy is scarce and not entirely definitive. Usually 2 points or 2%. Find out what works well at Vig Mortgage from the people who know best. A borrowing from Russian. With a secured personal loan, you have to offer up collateral or an asset that’s worth something in case you can’t pay the. Nobody knows how it works for autoimmunity and it is not even clear that it does work. What is so different about a Fig Loan? In an industry where the normal is 600%+ APR lu. IVIg is prepared from blood donated by thousands of healthy people to make a. That is then their income stream. [High risk borrowers (who had been late on payments previously) had to agree to more vig on their loan. Well, except the vig is what you pay back every week. This equates to $400 of interest for every $100 in 1 year. The coyote who gave you a new identity knows who and where you are, therefore so does the shark. However, there is an illegal and dangerous side to lending known as “vig loan sharks. The majority of cases are seen in children between six months and five years old, and more often in males than females. Vig - Vigorish: Origin: Probably of multiple origins. 5g/kg) A child’s symptoms may start to improve as soon as a day after the IVIG treatment. ”. Intravenous immunoglobulin (IVIG) is increasingly used as a treatment for recurrent pregnancy loss (RPL) despite lack of clear evidence on efficacy. George, M. A woman was shot dead at a gas station in Anápolis, 55km from Goiânia. Video Interaction Guidance (VIG) is an intervention using positive video feedback to empower staff through reflection on practice. Order IVIg in EMR. Herbie has loan-shark Mario Payday after him for a $90,000 marker, a debt he paid but neglected to get the supporting paperwork, and mobster Tommy Taperelli demanding that Herbie negotiate a plea deal in a drug charge against a councilman's son, a case just tossed to Herbie by a colleague on the lam. Out of his own pocket. Loan sharks typically charge annual percentage rates of interest exceeding 36% APR. ”Personal loans come in many flavors and can be secured or unsecured. 2. 40%. Planned date of infusion. IVIG works to slow down the destruction of platelets. In our example, 11 + 11 = $22 is bet, and the bookmaker wins $1 so the vig is 1/22 = 4. A loan shark person is a person who lends money at exorbitant interest rates and is an American expression first attested from the early 20th century. Nobody knows how it works for autoimmunity and it is not even clear that it does work. Any random terms they use will be made up by them, and how they work is probably completely arbitrary. All you need is a bundle of money, muscle, a degenerate gambler, prospective investor, drug addict or just a guy in need of money. They will lend large sums of money with the intention of gaining high levels of interest in a short time. Loan sharks are loans expensive but come with their benefits. How Does It Work? Immunoglobulin is part of your blood’s plasma. Each of the two days, the child is given between 750 milligrams per kilogram of the child’s body weight in IVIG. 63 The shark's vig is approximately $2,585. Once a borrower agrees to take out a loan from a loan shark, they will typically be required to sign over a post. Immune thrombocytopenia (ITP), also known as immune or idiopathic thrombocytopenic purpura, is a blood disorder in which the immune system destroys platelets. (plasma) with a replacement fluid that does not contain harmful immune substances. Most juice loans are more like 3% so it would be $3,000 for two weeks. Where do loan sharks get their money? Their funds are usually from unidentified sources, and they work for personal businesses or unregistered entities. UML is dangerous due to the unregulated harassment methods these loansharks often use to chase debts. It doesnt work that way. IVIG is a liquid human plasma product made up of healthy antibodies and given intravenously (through your vein). 21 people follow this. It was later adopted into. In England, you can report a loan shark online on the Stop Loan Sharks website. Nah this is wrong bro it only compounds if you miss the vig. In our example, 11 + 11 = $22 is bet, and the bookmaker wins $1 so the vig is 1/22 = 4. It was later adopted into. In the show Squid Game, the poor compete to the death for money to pay their debts. Loan sharks have long operated on housing estates in poorer areas, but increasingly use social media to drum up business and threaten clients, says Ms Williams: "It means a loan shark based in. Guillain–Barré syndrome (GBS) is an acute, immune-mediated polyneuropathy that often leads to severe weakness. Jason Indelicato, who owns a three-store clothing chain in Massachusetts called North River Outfitter, is under siege. In 1934, Republican presidential candidate Thomas Dewey of New York helped break up the city’s loan shark racket that charged upward of 1,040% interest with enforcement methods that included beatings and death threats. Each point is 5%, so in this case Nicky is asking for a 15% return in addition to the owing principle. Is Vig a word? vig n. Contact Loan shark vig on Messenger. . 0:51. ) 20% per month against a 6% per annum. Trust me, when you don't win, the vigs add up quick! (US slang, crime) Synonym of vigorish (“ interest from a loan, as from a loan shark ”)IVIg is used to treat patients who are in crisis, or showing signs of impending crisis. If you take out a loan from a loan shark, expect to pay interest, and probably a lot of it. Sure. Subcutaneous immune globulin (SCIG) is a treatment method that delivers immune globulin into the system by injecting into fatty tissue below the skin. It's a $5 online access fee. Unlawful stalking usually happens in multiple instances. A commission, finder's fee, or similar extra charge. Reviewed by Dheeraj Vaidya, CFA, FRM Loan Shark Meaning A loan shark offers easy credit to borrowers at unreasonably high interest rates. Each antibody made by your body is slightly different because it fits like a lock and key to every foreign substance (such as a piece of. Loan Sharking runs along side gambling, and often a bookie or a card sharp is also a Loan Shark, or Shylock. The Borgata utilizes yellow-colored chips in $20 denomination solely for use at their Bac games. So, the winner is getting paid that night. So if I bet $500 and lost that bet, I would owe $550. Illegal Money Lending Team. So you repay 13k in total over a 10 week term on a 10k loan. A “reasonable" vig would be three points. It's a $5 online access fee. The maximum interest rate is called the usury interest rate — and loan sharks, by definition. ” In bookie slang language, there are different words, including the “shark’s loan,” “margin,” “commission,” “edge,” and “percentage. 50 per $100 borrowed. They're less interested in having the principal (the 10k) repayed and more in collecting the vig (at five points that would be 500 dollars) every week in perpetuity. It accomplishes this by regulating the immune response, neutralizing autoantibodies, exerting immunomodulatory effects, suppressing aberrant immune reactions, and mitigating. IVIg is used to treat patients who are in crisis, or showing signs of impending crisis. Slang for interest paid on a loan – usually a loan with higher than market interest rates, a so-called loan shark loan. IVIg may also be prescribed to bring a person to optimal strength prior to surgery. Reminded me of The Wire and an episode in the first season. e. Stop Loan Sharks will help you get safely away from loan sharks. . Let’s say that you and your friend each put down $100 on the outcome of a football game on Sunday. ” They say it means the. It's not interest, it's just money that the money-lending group charges you for loaning you money . Jaws feasts on multiple pounds. It is interest a loan shark charges. Yes, vig is in the scrabble dictionary. $5000 for a 2-week $50,000 loan is pretty astronomical; you'd have to be completely out of options to consider that a good idea. Won't increase either if your balance goes above the initial amount borrowed, however there are some exceptions to this. We would like to show you a description here but the site won’t allow us. These sharks provide quick cash to desperate borrowers who can‘t access funds from proper institutions. You can call them on 0300 555 222 or complete an online form to report a loan shark in strict confidence. Etymon: Russian vyigryš. Immune globulin derived from the plasma of paid donors is used in the treatment of an array of disorders, including primary and secondary immune deficiency states and a variety of autoimmune and inflammatory disorders. Loan sharks who use threats of violence or charge unlawfully high interest rates are breaking the law and can face criminal charges. Consider the idea of Jewish loan sharks, raising the "vig", or Shylock desiring his pound of flesh. We would like to show you a description here but the site won’t allow us. I,e if you were paying 300 a week for a 15k loan, that 300 doesn’t go down because you paid back 10k one day. By Tony, or The House. Interest rates tend to be higher on small loans. Loan shark interest rates are extremely high, sometimes up to 300-400% interest on the loan. But maybe you never spent the effort to find out what it truly means. For example, suppose you’re getting a loan for $100,000. That’s 1 (1/108) x 100 in this case. Loan sharks who use threats of violence or charge unlawfully high interest rates are breaking the law and can face criminal charges. the interest rate is capped at $21/$100. Rarer side effects may occur up to 72 hours following an infusion, according to the Immune Deficiency Foundation. Times reporter Victoria Kim on the underground world of South Korea's loan sharks. Fri 24 Jan 2014 12. - Young Turk: Mob term for a young defiant Mafia member. 20% of loan amount + 4% of loan amount each month. Vig. latex). 1. Immune globulins are specific proteins produced by body cells called plasma cells. LOAN SHARKS: A charge of 5%-20% of the loan amount is assessed. Your child will get medicine such as Tylenol® or Benadryl® to help with side effects. How to calculate the juice. (Round your answers to the nearest dollar. So a $500 loan ends up being $577. If you take out a loan from a loan shark, expect to pay interest, and probably a lot of it. So finally the 3 months has come to an end, with his late payment and the added Vig he has paid you. Example What is an example of vig on loans? Let’s look at an example where a $1,000 loan is given bearing a 10% interest. Asked by: Cathryn Smitham. So now the guy running the game is paying points to two different people, but he doesn't have to come up with any vig until he comes up with the principle. Loan sharks typically derive their funds from unidentified sources. Personal loans come in many flavors and can be secured or unsecured. They typically allow up to 30x your salary if you have a good credit rating. ”. The aim of this review was to assess the effectiveness of intravenous immunoglobulin in treating Kawasaki disease in children. However, the helper never received the money as promised. g. b. and provide the necessary information. This activity reviews the indications, mechanism of action, contraindications, adverse effects. Herman "Hesh" Rabkin, portrayed by Jerry Adler, is a supporting character on The Sopranos and a close friend and unofficial consigliere to Tony Soprano. The average salary for VIG Mortgage Corp employees is around $96,303 per year, or $46 per hour. In the world of lending, there exists a clandestine and dangerous underbelly that preys on vulnerable individuals in dire need of quick cash. So if you take out a loan from payday advance you will have to pay $127. Well, except the vig is what you pay back every week. What is the vig on a loan? It’s simply a slang term for the interest rate, or more precisely, the amount of money paid as interest on a loan. The term “vigorish” originated from the Russian word “vyigrysh,” meaning “winnings or gains. 2For loan sharks and characters like Tony Soprano, the vig is straight profit. (Total dose 1. What does Vig mean on a loan application? Most lenders will use “interest” rather than “vig” in their communications and paperwork. The study utilized a qualitative design that helps to Criminal groups related to a loan shark play many roles explore the features of loan sharks through online P2P in committing this crime, such as providing capital, lending Apps to address the above research questions. Market drivers include an aging population, rising prevalence of immunodeficiency disorders, growing use of. This can cause red or purple dots on the skin, called petechiae, and problems with easy bruising, nosebleeds, blood blisters in. Points are calculated as a percentage of your total loan amount, and one point is 1% of your loan. Introduction. IVIG plays a crucial role in the management of symptoms and the enhancement of quality of life for individuals suffering from autoimmune diseases. Look here now. Title: Microsoft PowerPoint - Simple Interest - Calculator - Worksheet B Author: kite Created Date: 4/26/2021 10:42:16 AMI’m a bit more of an open-minded optimist than he is”” “” Threatening to refinance the auto loan but we are both on the loan and title of the car!? this is what happened. Intravenous Immunoglobulin (IVIG) infusion therapy or immune globulin infusion is used to treat individuals with antibodies or immune deficiency. 5%. Loan sharks also add fees whenever they like. a. In case of non-payment by the borrowers, loan sharks often threaten or harass them. If you borrow $100k at 3 points then you pay $3k a week until you pay the £100k back in full. How Much Time Does IVIG Take? The most common is two days of IVIG treatment. PenFed Credit Union: Best for low minimum loan amounts. A loan shark is someone who lends money illegally without the correct permissions from the Financial Conduct Authority (FCA). or earlier; < vyigrat′ to gain, to win (a prefixed derivative < igra game) + -yš, suffix forming nouns), probably via an (apparently unattested) Yiddish borrowing from the Russian noun. Facebook is showing information to help you better understand the purpose of a Page. This is how banks and lenders make money off of loans. Romiplostim is a peptide TPO-RA approved by the US FDA for ITP following the failure of a first-line treatment and is administered subcutaneously on a weekly schedule, starting at 1 mcg/kg, increased weekly to a maximum dose of 10 mcg/kg until platelet count is consistently 50–200 × 10 9 /L. Essentially, vigs are forms of P2P lending that were first popularized in the gambling world. It comes from the word vigorish, which is used by bookmakers (both legal and illegal) to describe the percentage of the bet they take as profit. $Or your favorite S&M whip broke, and Whipfest is coming up (entry fee is nonrefundable). I’ve never heard of anything like this. The Captain loans the Soldier the money at 1% vig, and the Soldier loans it to the other guy at 2 or 3%. Best Debt Consolidation Loans of November 2023. " Find the shark's vig. Known as “Operation The Vig Is Up," the long-term investigation involved the alleged loan sharking and bookmaking activities of Lucchese “made member” Dominick Capelli, 61, of New Rochelle. In case of non-payment by the borrowers, loan sharks often threaten or harass them. Two randomized controlled trials reported no difference in treatment. For example, one point on a $100,000 loan would be one percent of the loan amount, or $1,000. " Find the shark's vig. How much will you owe after 3 years?. ] As far as how often they'd be. How do loan sharks work? I dont get what loan sharks do? detailed answer for 10 points. Sixty victims of loan sharks are in witness protection, according to the country's leading official tasked with breaking the cycle of fear, intimidation and violence. Loan sharks typically charge annual percentage rates of interest exceeding 36%. IVIG works to slow down the destruction of platelets. 0:00. Stop Loan Sharks will help you get safely away from loan sharks. You can take a pawnbroker to the Small Claims Court but there are fees to pay and there’s a risk the settlement reached might not be what you want. It's a $15 payment complete fee. NPR's Ari Shapiro talks with L. How much do loan sharks charge in South Africa? On loans in this category, the NCR allows lenders to charge 5% interest per month, a one-time initiation fee of R150, and monthly service fees of R50. Or you can call 0300 555 2222. The highest earners in the top 75th percentile are paid over $109,233. One of the hoppers, the young kids that act as lookouts/runners for the older street dealers; asks Wallace a boy that was a bit older, how to do a math problem.